Financial Calculators
Plan your investments, retirement, and savings with our free calculators built for Singapore.
Projected Value
$0
after 20 years
Deposits
$0
Bonus
$0
Gain
$0
Fees
$0
Dividends
$0
Return
0%
Investment Plan
Policy Term: 20 years (Pay 10 + Hold 10)
ILP Bonus
Selected: None
No bonus selected. Slide to add bonus.
Annual Fees
Year 1-20: 2.5%/year | Year 21+: 0%/year
Expected Returns
Reinvest: Dividends compound monthly for faster growth
Investment Growth Journey
See how your money grows over time
Value at Year 20
$0
Total Deposited
$0
Growth
+0%
Year-by-Year Projection
| Yr | Phase | Deposit | Bonus | Loyalty | Total In | Dividend | Total Value |
|---|
Fees & Charges Details
Breakdown of annual fees applied to your investment
Total Fees
$0
Avg Annual Fee Rate
0%
Fee Basis
Account Value
| Year | Fee Rate | Fee Amount | Cumulative Fees |
|---|
Basic Information
Essential details for your retirement plan
How much you expect to spend monthly
Plan for the number of years you want your retirement fund to last
Example: 25 years means receiving income from age 65 to 90
Estimated Retirement Fund Needed
$0
Lump sum at age 65 to fund 25 years of retirement
On Track
Your retirement plan looks healthy
Years Until Retirement
30 years
Retirement Income Duration
25 years
Monthly Expenses in Retirement
$0/mo
Projected Investment at Retirement
$0
Projected CPF at Age 65
$0
Planning to retire before 65? Set your Target Retirement Age below 65 to see a two-phase analysis (Early Retirement + CPF Retirement).
CPF LIFE payouts start at age 65. Your retirement is split into two phases.
Early Retirement (Age 60 to 65)
No CPF payout during this period. You need bridge income from investments.
Years in Phase 1
5 years
Total Fund Needed
$0
CPF Retirement (Age 65 onwards)
CPF LIFE payouts begin. Monthly expenses may be partially or fully covered.
Years in Phase 2
20 years
Total Fund Needed
$0
Need Help With Your Retirement Plan?
Our experts can help you create a personalized retirement plan that fits your goals, timeline, and optimize your CPF strategy.
Welcome! This calculator helps you see how your savings can grow. Enter how much you start with, how much you add regularly, and your expected interest rate. The results will show you exactly how much your money could become!
Starting Amount
How much do you have right now?
This is the money you already have saved up.
Regular Contribution
How much extra will you add?
The amount you add every month.
Annual Interest Rate
Your expected yearly return
Investment Duration
How long will you invest?
Compound Interest Result
$0
after 20 years
Total Invested
$0
Your deposits
Interest Earned
$0
Free money!
Growth
0%
Return on investment
The Power of Compounding
With Compound Interest
$0
With Simple Interest
$0
Compounding earns you $0 more than simple interest! That is the magic of earning interest on your interest.
Your Money Growth
Watch your savings grow year by year
Year-by-Year Breakdown
Detailed view of each year
| Year | Deposits This Year | Interest This Year | Total Deposits | Total Value |
|---|
What is Compound Interest?
Compound interest means you earn interest not only on your original money, but also on the interest you have already earned. Think of it as "interest on interest". Over time, this creates a snowball effect that makes your money grow faster and faster.
What is Simple Interest?
Simple interest is calculated only on your original deposit amount. The interest stays the same every year because it does not grow on itself. For example, $10,000 at 5% simple interest earns exactly $500 every year, no matter how long you invest.
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